9th Annual
BFSI Credit Risk Management
India Summit
2025
Financial institutions are subject to a number of risks, although credit risk has always been of primary concern to these institutions, its importance became paramount during the recent financial crisis.
Indian banks and financial institutions have gradually embraced open banking while adopting sophisticated technologies to meet evolving consumer needs. This transformation, driven by financial technologies and shifting corporate and government regulations, has heightened the need for robust risk management across sectors. As the credit risk landscape becomes more dynamic, financial institutions must navigate regulatory shifts, economic uncertainty, and technological advancements, with AI and ML playing an increasingly critical role in enhancing risk assessment and mitigation strategies.
The 9th Annual BFSI Credit Risk Management India Summit will not only address the regulatory updates and its implications on banks, NBFCs, and microfinance companies, it will also provide insightful discussion on challenges, innovations, and best practices in credit risk management.
THOUGHT LEADERS

Alok Kamble
Chief Risk Officer
ECL Finance Ltd.

Amrita Chakraborty
Senior Vice President - Risk Management
Kotak Mahindra Bank Ltd.

Anand Chaturvedi
Executive VP & Chief Risk Officer
Piramal Finance Ltd.

Anil Jain
Chief Credit & Operations Officer
Aadhar Housing Finance Ltd.

Anuj Sharma
Chief Operations Officer
India Mortgage Guarantee Corporation Pvt. Ltd. (IMGC)

Arvind Vashistha
Executive Vice President & Head - Credit Risk Management & Policy
National Bank for Financing Infrastructure & Development (NABFID)

Firoz Anam
Chief Risk Officer
CreditAccess Grameen Ltd.

Gaurav Mishra
DVP - Credit
Western Capital Advisors Pvt. Ltd.

Hemant Saklecha
Chief Risk Officer
Flexiloans

Kamal Bhatia
Senior VP & Chief Credit Officer
Tata Capital Ltd.

Kishore N Kumbhare
Chief Risk Officer
India Infrastructure Finance Company ltd.

Lipika Saxena
Chief Credit Officer
RBL Bank Ltd.

Manauar Jawed
Chief Credit Officer – Retail & SME
Aditya Birla Capital Ltd.

Manish Agrawal
Chief Risk Officer
IIFL Samasta Ltd.

Meet Semlani
Co-Founder & COO
TartanHQ Solutions

Mudit Agarwal
Chief Operating Officer
LenDen Club

Pavneesh Singh
Senior Vice President and Head Risk – SME & Branch Business
Credit Saison India

Peeyush Jindal
Chief Credit Officer
Hero Housing Finance Ltd.

Piyush Madhukar Kabra
DVP & Head Credit Risk
Utkarsh Small Finance Bank

Pramey Jain
CEO & Co-founder
TartanHQ Solutions

Puneet Nagpal
Head of Credit
CSB Bank Ltd.

Rajiv Prasad Keshri
Assistant General Manager – Credit Risk
State Bank of India

Rakesh Das
Chief Credit Officer
Tyger Capital Ltd.

Sandeep Agarwal
National Credit Head
Piramal Capital & Housing Finance Ltd.

Sayan Basak
Head Credit – Agri, Retail & Digital Banking
DCB Bank Ltd.

Shekaar Subramanian
Senior Vice President & Head – Structured Finance
Fedbank Financial Services Ltd.

Varun Arora
Senior Vice President & Head Credit
Religare Housing Development Co. Ltd.

Yogesh Jain
Chief Compliance Officer
Godrej Capital Ltd.

Yogesh Miglani
AGM - Risk Management
Central Bank of India
TOPIC HIGHLIGHTS
- Fintech innovations - Challenges in credit risk management in digital lending and steps to mitigate them
- The future of credit risk management under tightened regulations - Challenges, opportunities and the road ahead for financial institutions
- How to pivot towards early warning system (EWS) and predictive risk management from the traditional reactive approach?
- Managing credit risk in Microfinance Institutions (MFIs) - Developing robust credit appraisal systems tailored for low - income borrowers
- Dynamic credit risk assessments - Understanding the ECL Framework and the challenges in its implementation
- Understanding the emerging role of NBFC's in the retail lending market and potential risk associated with it
KEY TAKEAWAYS
- Discover innovative strategies for tackling credit risk
- Best practices for credit risk management framework
- Effective stress testing
- Understanding customer behavior
- Find out how to mitigate expected credit loss modelling
WHO WILL YOU MEET?
Functional heads and team members from:
- Risk Containment Units & Risk Management
- Credit Risk & Analysis
- Credit Management
- Loans & Recoveries
- Credit Portfolio Management
- Underwriting
- Stressed Asset Management
- Retail, Corporate & Commercial Banking
- Project Financing & Debt Syndication
- Leasing
- Mortgages & Guarantees
Organizations:
- Banks - Public, Private & Co-operative
- Financial institutions - all kinds of individual and commercial lending
- Leasing organizations
- Non-Banking Financial Institutions
- Credit rating and guarantee companies
- Micro & SME Financing
- Underwriting agencies

WHY SHOULD YOU ATTEND?
- Gain in-depth knowledge on emerging trends Credit Risk Management
- Opportunity to meet with leading industry leader and build long-term relationships
- Grasping new ideas for innovative strategies for mitigating risk
- Discover how to develop robust risk culture and governance framework
- Network with industry peers